23-04-2022, 09:27 AM
(20-04-2022, 05:23 PM)RH Insurance Wrote: Hi Everyone,
Section 1 of RH's motor insurance policy wording does indeed make provision for 'liability to others'. For example, if the insured's actions had led to someone tripping over their stationary vehicle whilst attending an event.
However, we don't provide public liability cover – and this approach is standard throughout the motor insurance industry. The event organisers should have this type of cover in place themselves.
I trust this clarifies.
Kind regards,
Emma
PS A link to RH's policy wording, which is hosted on the RH website, can be found here: Documents | RH Specialist Vehicle Insurance (rhspecialistinsurance.co.uk)
I was about to apply to take my seven to a Tractor Fest at Newby Hall, but it demands that all cars entered have Public Liability Insurance.
"Insurance: I declare that during the whole of the rally period my entry will be covered by a Public Liability
Policy including Rally use for not less than £2,000,000 on any one accident. I further declare that, in the
case of any event taking place wholly or in part on the public highway, my entry is covered by insurance as
required by the Road Traffic Act 1991. I also confirm that any driver of any vehicle entered by me will hold a
valid current licence for that class of vehicle."
What do you make of this Emma?