Insurance help needed

[andrew34ruby]

Hugh,
I have breakdown cover for my modern car which also  covers any car my partner or I am driving. 

Given the number of questions insurance companies ask I find it hard to understand how a simple yes/no to "Do you require breakdown cover?" would add to administration costs.

The fact that RH breakdown cover includes Europe makes me wonder even more  how much something I will never use is costing. 

Perhaps compared to the number of A7s insured, the number used regularly and the even fewer that ever go abroad is so small the additional breakdown cost is not worth worrying about.

My guess:-
2,500 insured.
250 used regularly.
25 go abroad.

My guess
2,500 insured
2,300 used from time to time
5 go abroad