14-03-2025, 11:58 AM
(This post was last modified: 14-03-2025, 12:01 PM by Peter Butler.)
Duncan,
It is easily done!
I received a letter from the Motor Insurers Bureau recently which stated I was uninsured on a Speedy/75 CZ 6324 (the 1935 Le Mans car) which has been insured continuously for the whole period of some 30 years plus of my ownership. The usual ensued - i.e. got out the file, checked the Certificate of Insurance, wrote to the Broker, then I calmed down! After regaining control my wife took over and we finally found the error: at some indeterminate date over the last few years the numbers had been transposed to CZ 6342. The Broker got another email, they took over the correction and the MIB seem to have been put back into their box.
As a (lapsed) solicitor, I did wonder how the Insurers would have responded to a claim based on my assumption that I was covered, or either of the other named drivers who use it. I suspect the worst!
So, everyone, PLEASE take the time to check your renewal documents with the proverbial fine-tooth comb. Pedantry pays.
As ever,
Peter Butler.
It is easily done!
I received a letter from the Motor Insurers Bureau recently which stated I was uninsured on a Speedy/75 CZ 6324 (the 1935 Le Mans car) which has been insured continuously for the whole period of some 30 years plus of my ownership. The usual ensued - i.e. got out the file, checked the Certificate of Insurance, wrote to the Broker, then I calmed down! After regaining control my wife took over and we finally found the error: at some indeterminate date over the last few years the numbers had been transposed to CZ 6342. The Broker got another email, they took over the correction and the MIB seem to have been put back into their box.
As a (lapsed) solicitor, I did wonder how the Insurers would have responded to a claim based on my assumption that I was covered, or either of the other named drivers who use it. I suspect the worst!
So, everyone, PLEASE take the time to check your renewal documents with the proverbial fine-tooth comb. Pedantry pays.
As ever,
Peter Butler.