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+--- Thread: Insurance for a 17 year old (/showthread.php?tid=788)
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Insurance for a 17 year old - ollie cox - 05-02-2018
Hi all
Passed my test about 5 months ago and started looking at specialist callsic car insurers, it seems the
Minimum amount of time I can be insured for is 1 year and only one company gave me a quote at roughly 1500. Which is a tad to much for a 17 year old student working as a part time waiter,espically considering this would be driven by me maybe 3 times a year for fun as i have a modern daily car. I would be interested to know if anyone else has had these issues and if they managed to find a way around this?
Thanks for any help
Ollie c
RE: Insurance for a 17 year old - Ruairidh Dunford - 05-02-2018
Ollie - when are you going to be 18?
RE: Insurance for a 17 year old - ollie cox - 05-02-2018
(05-02-2018, 06:52 PM)Ruairidh Dunford Wrote: Ollie - when are you going to be 18?August?
RE: Insurance for a 17 year old - Hedd_Jones - 05-02-2018
Ollie.
I had the same problem some 11 years ago. So its nothing new Shop around.
I guess the benefit I had was that I was insuring a standard saloon. As soon as you mention 'modifications' and 'sports' or 'Special' to an insurance company you are asking for high premiums at your age.
RE: Insurance for a 17 year old - Ruairidh Dunford - 05-02-2018
If you can wait until you are 18 in August Ollie, Richard Hoskins (Hiscox) now provide a service whereby you can drive a Seven so long as the owner is seated beside you.
Not ideal but may save you a lot of money, if you can put up with it.
RE: Insurance for a 17 year old - ollie cox - 05-02-2018
I’ve heard roughly of that scheme ruairidh and it sounds like a good idea!, hedd. May I be cheeky and ask roughly how much you paid?
RE: Insurance for a 17 year old - Ruairidh Dunford - 05-02-2018
(05-02-2018, 07:09 PM)ollie cox Wrote: I’ve heard roughly of that scheme ruairidh and it sounds like a good idea!
I have today received information all about the scheme that will be published in the next Association Magazine - look out for it.
Nick Turley has done much of the spadework to bring this to fruition and is to be congratulated.
RE: Insurance for a 17 year old - ollie cox - 05-02-2018
(05-02-2018, 07:14 PM)Ruairidh Dunford Wrote:(05-02-2018, 07:09 PM)ollie cox Wrote: I’ve heard roughly of that scheme ruairidh and it sounds like a good idea!
I have today received information all about the scheme that will be published in the next Association Magazine - look out for it.
Nick Turley has done much of the spadework to bring this to fruition and is to be congratulated.
Deserves recognition when you think this is the average price I’m getting
RE: Insurance for a 17 year old - Dave Prior - 05-02-2018
(05-02-2018, 07:30 PM)ollie cox Wrote:(05-02-2018, 07:14 PM)Ruairidh Dunford Wrote:(05-02-2018, 07:09 PM)ollie cox Wrote: I’ve heard roughly of that scheme ruairidh and it sounds like a good idea!
I have today received information all about the scheme that will be published in the next Association Magazine - look out for it.
Nick Turley has done much of the spadework to bring this to fruition and is to be congratulated.
Deserves recognition when you think this is the average price I’m getting
Both my sister and I were able to get insurance on classics at the age of 17. In her case it was a Seven and in my case it was my A35. This would have been 11 years ago for her and 9 years ago for me-We went through an independent broker who was also an enthusiast and willing to do the leg work at the time. However, it wasn't cheap and came out at around £800/900 in my case. I can't remember precisely now. Once we were 18 we were both able to get a policy with RH, but I seem to remember we had to argue our cases pretty hard. However, the price was a lot lower.
So it was possible then, but far from ideal.
It's great to see people doing work like Nick to help with insurance, which is a minefield!
RE: Insurance for a 17 year old - Railwaydave - 06-02-2018
I have just added a just turned 18yr old (unrelated) to my Austin 7 RH policy to drive my box saloon. He's been driving for 8 months. The provisio's are that I accompany him at all times when driving, and the excess is raised to £350. It excludes commuting and there was NO EXTRA CHARGE. So the system works and a big thank you to those that negotiated it to encourage young drivers. All I've got to do now is get my rebuilt engine to run!
Dave